I Junked My Car After Insurance Branded It Total Loss: My Payout Gap Before vs After Salvage Title

My 2014 Honda Accord got rear-ended and insurance declared it a total loss. They offered $7,400 in actual cash value. I retained the vehicle by paying back $1,200 in salvage value to the insurer, received a salvage title, and then called junkyards to sell the wreck. The best offer with the salvage title was $390. […]